Before applying for a loan, you should be well aware of the list of documents that you would have to submit to the lender along with the loan application.
Identity Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any one of the officially valid documents given below will suffice
- Aadhaar Card
- Valid Driver's License
- Valid Indian Passport
- Voter ID Card
Address Proof
Any one of the following -
- Aadhaar Card
- Utility Bill – (Telephone Bill/Electricity Bill/Gas Bill/Water Bill) – all bills should be dated within the last 60 days and must have your name & address mentioned clearly
- Valid Driver's License
- Valid Indian Passport
- Voter ID Card
Income Proof
- Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
- Self Employed Applicants - Last 3 months’ bank statements in PDF format
Please ensure that the loan documents listed above are officially valid at the time of submission of your loan application.
Also, if you are able to clear the oKYC process during your application flow, the document requirement will be minimal.
All of the necessary documents can be uploaded online making the entire process convenient, quick, and hassle-free. While uploading the documents, ensure that all details are clearly visible.
